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BofA 2,500 to 30k in short sale relocation funds

Posted on May 15th, 2012 by Lake and Homes.
Categories: Real Estate Articles, Short Sales and Foreclosures.

Short Sale Relocation Assistance Program:
Bank of America to offer $2,500 to $30,000 in relocation assistance If you currently have a Bank of America mortgage and would like to short sale your home to avoid foreclosure, you may received relocation funds.Bank of America has announced that for a limited time, they are offering enhanced relocation assistance payments in which qualified homeowners who initiate a short sale without an offer could be eligible to receive $2,500 – $30,000* in relocation assistance and owe no more on their mortgagewith the sale of their property. Don’t miss this limited-time offer to get help with your distressed property by initiating a preapproved price short sale today.  Contact  Rain Silverhawk rain@sandpointrealty.com for more information. 

Determining eligibility is easy:

• Once I initiate the short sale.  Bof A will evaluate the homeowner for this offer quickly to determine if they qualify for the enhanced relocation assistance.

• The homeowner must participate in one of the preapproved price short sale programs, such as HAFA (Home Affordable Foreclosure Alternatives) or Bank of America’s proprietary program. Specific investor participation and eligibility criteria do apply to these programs.

Have an active preapproved price short sale? Don’t worry.

Bank of America is reviewing all current, in-process preapproved price short sale agreements to determine who is eligible for this limited-time offer.  Eligible homeowners actively participating in a preapproved price short sale program (such as HAFA or Bank of America’s proprietary program) will receive a letter if they qualify for the additional relocation assistance.  The relocation assistance will be paid at closing.

Frequently Asked Questions:

QQ: Can the relocation assistance funds be used to pay off existing liens?

A: Yes, the homeowner may use funds to pay off existing liens or to help with relocation expenses.

Q: Is the relocation assistance added to any other incentives, such as the HAFA or Bank of America proprietary program incentives?

A: The homeowner incentive will be inclusive of the $3,000 HAFA incentive.  For example, if the homeowner is eligible for a $5,000 homeowner incentive, $3,000 will be from the HAFA incentive, and $2,000 will be from the homeowner incentive.

Q: Is the enhanced relocation assistance available for other programs?

A: Currently, the enhanced relocation assistance is only available to short sale programs initiated without an offer. However, as we gauge the success we may extend this incentive to other programs.
Questions? 

Homeowners  may call 1-208-610-0011 to speak to Rain Silverhawk  about this exciting limited-time preapproved price short sale program offering.

*The relocation assistance payment is calculated based on the appraised value of the homeowner’s property. The total amount will be no less than $2,500, but no more than $30,000. The payment will be delivered at the time of closing if the homeowner complies with all terms and conditions of the Short Sale Agreement, which includes but are not limited to the following: a full walk-through appraisal must be completed and the homeowner must satisfy all junior liens and provide clear title for the property (the relocation assistance payment can be used to clear those liens). The short sale must close by September 26, 2013.

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Own a cafe and store in North Idaho

Posted on April 6th, 2012 by Lake and Homes.
Categories: Active Rain, Real Estate For Sale.

Great investment on this turnkey successful cafe and country convenience store. Updated siding, roof, wiring, insulation, Central air and heat, Backup generator keeps the business flowing when the electric goes out. While they haven’t needed it, there are security cameras and monitors throughout. Beer/Wine/ tobacco lottery sales, food, snacks, fishing gear, household items and an atm. Equipment, Fixtures, inventory, goodwill, web presence 2218 square feet on .82 acres included. Sole establishment for a 12 mile radius is a favorite of locals, hunters, tourists alike and supports 4-9 employees throughout the year.

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Sandpoint Idaho lodging

Posted on March 28th, 2012 by Lake and Homes.
Categories: Visitor Information.

Hotels & Motels

Best Western Edgewater Resort – 56 Bridge St., Sandpoint, ID 83864  

208-263-3194 or 1-800-635-2534

 All rooms with magnificent lake views. Beachfront, indoor pool, spa, sauna, exercise room and meeting facilities. Restaurant and lounge inside or deck dining. RV park.

Country Inn - 470700 Highway 95, Sagle ID 83860 (just south of the Long Bridge)  208-263-3333

Affordable rooms,  Wi-Fi, small microwaves/fridges, cable TV and free coffee, picnic area plus RV park  spaces.

Days Inn Ski Lodge – 363 Bonner Mall Way, Ponderay, Idaho 83852.

 208-263-1222 –

High-speed Internet and continental breakfast. Kids under 1 stay free.

The GuestHouse Lodge – 476841 Hwy 95, Sandpoint, ID 83864  263-2210, 1-800-800-8000

Cable TV with ESPN,

Holiday Inn Express – 477326 Highway 95 N, Ponderay, Idaho 83852 208-255-4500

Newest hotel in Sandpoint. indoor pool and hot tub, fitness center, and we are located next to Slates Prime Time Grill. 

Howard Johnson Inn – Hwy 95 North, Ponderay, 263-5383, 800-466-8356 -

New motel with 70 rooms, Jacuzzi suites, guest laundry, ski storage and wi fi. Canadian discounts.

Inn at Sand Creek – 105 South 1st Avenue, (208) 255-282

Elegant suites, located on the Sand Creek waterfront.

K-2 Inn at Sandpoint – 501 N. Fourth Avenue, Sandpoint, Idaho 83864  208-263-3441- Wi-Fi, cable TV and a  continental breakfast. Some kitchenettes available

La Quinta Inn – 415 Cedar St., 800-282-0660 or 208-263-9581

Downtown location 70 suites and guest rooms, pools, meeting rooms, continental breakfast and kids stay free.

The Lodge at Sandpoint – 41 Lakeshore Drive, Sagle, (208) 263-2211 - 

Lake Pend Oreille waterfront  lodge Studios, suites and luxury suites fine dining on site .

The Meriwether Inn – Located in Clark Fork along Highway 200 at 121 Antelope Loop, (208) 266-1716. Spectacular mountain and wildlife views, 15  rooms, laundry and wifi.

Quality Inn at Sandpoint – 807 N. 5th, 208-263-2111 – Indoor pool, Jacuzzi, full-service restaurant and lounge, ski packages. Kids stay and eat free. 62 deluxe and standard rooms. Close to downtown Sandpoint.

S&W Motel – Hwy 200 in Ponderay, 208-263-5979 – Singles, Doubles, Kitchen Suites, and Hot Tub rooms, lowest prices in town. On-site laundry, free Wi-Fi.

Selkirk Lodge – 1-800-831-8810 or 208-265-0257  

Schweitzer Mountain Ski Resort.  Heated outdoor pool and hot tubs. Restaurant, coffee house, athletic facility and more.

White Pine Lodge – At Schweitzer Mountain Resort Sandpoint, 265-0257, 1-800-831-8810

 Spectacular mountain and lake views. Outdoor hot tubs, access to outdoor heated pool. Kitchens and meeting rooms.

Bed & Breakfasts

Last Resort Vacation  Clark Fork, Idaho 83811 208-266-0525

Enchanting waterfront lodging near Sandpoint, ID.  We provide spectacular mountain scenery, wildlife viewing and a clean, comfortable and relaxing oasis in which to unwind.  

If you are looking for a mountain cabin, Sandpoint lodging, a honeymoon cabin or vacation home for rent, this is it!!  The only thing missing is you.  

The Clark Fork River is right outside your front door for fishing, swimming, kayaking or canoeing.  Enjoy a campfire in the firepit overlooking the river.  Watch the bald eagles soar.    

Designed for two guests, The Last Resort has free wi-fi, a well furnished kitchen, boat ramp and we’re pet friendly!

Huckleberry Tent & Breakfast – Clark Fork, 208-266-0155.

An old-fashioned camping experience with all the comforts of a B&B. Canvas tent cabins feature plank floors, wood-burning stove and queen-sized bed. Each site offers a screened camp kitchen, outhouse, outdoor shower, campfire and s’mores! Located 30 miles east of Sandpoint. Visit us to reconnect with land, life and spirit.

Northside School Bed and Breakfast – 6497 Comanche St., Bonners Ferry, 208-267-1826.

 Nine themed rooms in a former schoolhouse  hot tub, heated swimming pool, and private baths.

Paradise Valley Inn Bed and Breakfast – Log B&B offers spectacular views from every room, outdoor hot tub, and restful seclusion. Prices range $89 – $150. 208-267-4180, toll-free 888-447-4180, www.paradisevalleyinn.com.

Sweet Magnolia Bed & Breakfast – 502 N. Fourth Ave., Sandpoint, 208-263-2425 -

Beautifully restored 1907 Victorian Manor. Antique furnishings, king  gourmet full breakfast . Located downtown and just blocks from City

Talus Rock Retreat - Sandpoint, 208-255-8458 – 26 acre, private, elegant ski/lake retreat  Sleeps 2 to 18. Perfect Check our website at SandpointRetreat.com

Western Pleasure Guest Ranch –  208 263-9066 – Handcrafted modern log cabins and  guest lodge with private B&B rooms. Quiet setting. Sleigh rides and horseback riding.

Area Resorts

Bottle Bay Resort Marina – 115 Resort Rd., Sagle, Phone: (208) 263-5916 –

Lake side cabins in Bottle Bay, with onsite dining & cocktail lounge. Boat rentals available.

Cavanaugh Bay Resort –  Coolin, Idaho, 208-443-2095 – Priest Lake resort. Lodging with mini kitchenettes,  snowmobile rentals.

Diamond T Guest Ranch – Clark Fork, 970-663-4183.

132 acres offers six log cabins plus camping .

Dover Bay Beach Bungalows – Dover, 208-263-5493 — Beach bungalows gas fireplaces, decks, kitchen.

Pend Oreille Shores Resort – Hope Idaho 208-264-5828 – Fully furnished condos and on-site athletic club on Lake

StoneRidge Golf Resort – 800-952-2948 – On-site lodging with restaurant, recreational amenities, golf course;

Sleep’s Cabins - Sagle, ID 1-866-302-2122 or 208-255-2122.  waterfront vacation cabins,  kitchens and docks, sleep 2-10. .

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Mines in Bonner County Idaho

Posted on March 26th, 2012 by Lake and Homes.
Categories: Visitor Information.

Mines In North Idaho

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Short sales may become shorter.

Posted on March 16th, 2012 by Lake and Homes.
Categories: Active Rain, Real Estate Articles, Sandpoint Real Estate, Short Sales and Foreclosures.

I never hold my breath when it comes to new short sale legislation, it was announced today that 5 of our biggest financial institutions have agreed to some new conditions for short sales.

http://www.housingwire.com/article/ag-settlement-starts-clock-short-sale

Here are some of the new requirements for servicers under Attorneys General foreclosure settlement

: 

• Servicers must provide borrowers with a decision within 30 days after receiving a short sale package request. 
• Servicers will be required to notify a borrower, also within 30 days, if any necessary documents are missing to process the short sale request. 
• Servicers must notify a borrower immediately if a deficiency payment is needed to approve the short sale. They also must provide an estimated amount for the deficiency payment needed for the short sale. 
• Servicers are also required to form an internal group to review all short sale requests. 
• Banks will be considered in violation of the settlement requirements if they take longer than 30 days on more than 10 percent of the short sale requests. Violations can carry fines of up to $1 million and $5 million for repeat offenses. 

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Garden Gabfest at Clark Fork Ace Hardware

Posted on March 15th, 2012 by Lake and Homes.
Categories: Sandpoint Events, Things To Do, Visitor Information.

Vicki and Bj at Evergreen Supply Ace Hardware in Clark Fork Idaho is sponsering the 2012 Garden Gabfest on March 17th, 2012. 

Evergreen Supply
54304 Hwy 200
Clark Fork, ID 83811  From 10:00 – 2:00

Get gardening tips and some great ideas to try.

Cheap green houses, cold boxes, unique planter ideas, ideas on growing in limited space.  If it has to do with gardening you will find it here.  

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Commercial building on busy Sandpoint Idaho corner

Posted on March 14th, 2012 by Lake and Homes.
Categories: Active Rain, Real Estate For Sale, Sandpoint Real Estate.

Fabulous commercial located right in the heart of downtown Sandpoint on one of the busiest corners in town. Lots of onsite parking, good tenants, building has been updated.  The owner will carry.  The building is occupied by a business so you must make an appointment to see. 

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188 Artemis Hope Idaho Dramatic lake views Log home and cabin

Posted on March 12th, 2012 by Lake and Homes.
Categories: Active Rain, Real Estate For Sale, Sandpoint Real Estate.

188 Artemis Hope, ID 83836

5684756

Description: $299k DRAMATIC LAKE AND MOUNTAIN VIEWS!!! From this one of a kind, three level, log and frame home in Hope. Separate cozy guest quarters w/jetted tuband views. Landscaped, custom stone work, garden pond, fruit trees, RV hook-up/parking and much, much more. THIS IS A MUST SEE PROPERTY!!!   Details: Families: 2 Bedrooms: 3 Bathrooms: 2.0 Property Type: 2 Story Rooms: 10 Outdoor Space: Deck Built: 1982 School District: Lake Pend Oreille

photo tour virtual tour print Financials: Listing Price: $299,000 Taxes: $592

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Cocolalla Idaho 83813 4.8 acres overlooking lake

Posted on March 11th, 2012 by Lake and Homes.
Categories: Active Rain, Real Estate For Sale, Sandpoint Real Estate.

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Home, guest home, 10 private acres, Artesian well $149k in Sandpoint Idaho 83864

Posted on March 11th, 2012 by Lake and Homes.
Categories: Active Rain, Real Estate For Sale, Sandpoint Real Estate.

One of the best deals on the market!

3 bedroom 1 bath single story home with bright open floor plan. Tiled floors, custom kitchen and large office, plus an older mobile with snow room and deck for guests. Monitor barn sheds and green houses. Artesian well with 1500 gallon holding tank, 2 septics, county road, all on 10 private acres full of hiking trails, trees wildlife and views. Electric and phone are on the property, but with the artesian well you can have water when the power is off.  I could also see someone putting in a solar array and backup generator to be fully self sufficient.  Easy access yet you will have tons of privacy and feel like you are the only one in the woods.  Priced way below assessment for a quick sale at $149,000

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