Factors Affecting Mortgage Interest Rate Changes

  There’s more to the cost of owning that dream home than the price the seller is asking for. The interest rate on your mortgage loan affects the price and how much you’ll pay every month to your mortgage company. Comparing mortgage interest rates is important because they may change daily, and different rates may.. read more →

Decoding Mortgage Terms

  Ah, the home-buying process. It feels as if someone scooped you up and dropped you in a country where you don’t speak the language. From your real estate agent to the lender, a lot of what you’ll hear may sound like gibberish. Busy real estate professionals who use the acronyms and foreign-sounding terms on.. read more →

Remodeling Your Bathroom on a Budget

  Remodeling a bathroom on a budget requires careful thought and more elbow grease, so to speak, than simply going out and buying whatever you want at the first place you see it. Still, it can be done. Certain strategies will help keep you from going over budget. Here are some tips to keep in mind.. read more →

Understanding Septic Tanks: Waste Treatment for Rural Homes

  If you’re buying property in an urban or suburban setting, chances are good that the home is connected to a municipal sewage system. If, however, you’re looking at purchasing a home on acreage or in a rural setting, waste may be handled through a septic tank. Proper care and maintenance is key to keeping.. read more →

DIY Flooring Installation

  Installing a new floor is a great way to liven up your house. Before you change your floor, however, you need to decide what type of flooring is best suited to your budget and lifestyle. Hardwood floors are a classic choice, while many homeowners prefer the ease of tile or the affordability of laminate.. read more →

DIY Toolkit: Essential Tools For Minor House Repairs

  It takes time to build a complete DIY toolkit. Start with the essentials, and build on your collection as you take on new projects. Eventually, you will become proficient at a wide range of DIY home projects – and your toolkit will reflect this (as will your wallet, considering the money you will save.. read more →

This Month In Real Estate

  The recovery of the U.S. housing market now appears to be well                                   VIDEO under way. The low level of inventory is having a significant effect in most markets and we are keeping agents, appraisers, and home inspectors.. read more →

Energy savings

Connect with me on: Keller Williams | 130 S. 2nd Ave Suite A | Sandpoint | ID | 83864 Add rain@northidahosandpoint.com to your safe senders list. Click here for directions. read more →

Fannie Mae over pricing homes by 20 percent Sign the petition

 specialize in short sales and about 6 months ago all I my Fannie Mae short sales (Even the approved ones) were coming back with values way above market price.  I found that this has been going on across the nation. Fannie Mae admits to demanding 20% more than market value for short sale properties –.. read more →

Rain Silverhawk has moved to Keller Williams

Greetings Friends, It brings me great sadness to announce to you that Sandpoint Realty has closed their doors and I have decided to make Keller Williams Sandpoint my new home. I have been following their growth, networking and marketing endeavors for some time and have been very impressed with them on a whole. The good.. read more →